Prove your AI is safe — and improve your insurability
Through our partnership with Armilla AI, a Lloyd’s coverholder, organisations that complete an Eticas AI audit may qualify for purpose-built AI liability insurance — with premium reductions of up to 20%, subject to underwriting.
Why AI risk is different
Traditional insurance wasn’t built for AI
Most insurance policies were not designed for AI-enabled systems. Many are silent on AI, or contain exclusions and ambiguity that leave organisations exposed where risk is growing fastest.
As AI systems move into real-world use — influencing decisions, automating processes, and shaping outcomes — these blind spots become material legal, financial, and operational risks.
Over 90% of business leaders surveyed across 600 companies are now seeking dedicated insurance for AI risk.
Eticas + Armilla AI
A new model for AI risk protection
Eticas has partnered with Armilla AI, a Lloyd’s of London Coverholder and pioneer of AI liability insurance, to help organisations translate strong AI assurance into improved insurability.
Organisations that complete an Eticas AI audit may qualify for:
Premium reductions of up to 20%, subject to underwriting.
Enhanced eligibility for AI liability insurance.
A stronger, more defensible risk posture.
This is insurance designed specifically for AI systems operating in real-world environments.
What Armilla’s AI insurance covers
Purpose-built protection for AI-driven risk
Armilla’s AI liability insurance covers third-party claims arising from AI use, including:
Financial loss and litigation
Property damage
Personal and advertising injury
Privacy and AI regulatory violations
It addresses gaps and exclusions commonly found in traditional policies such as Cyber, E&O, and General Liability.
Coverage highlights:
Limits: Up to $20M+ per company
Carrier rating: A+ (Superior), AM Best
Backed by A-rated insurers including Chaucer, Axis Capital, and Convex
Why Eticas matters to insurers
Insurance increasingly depends on evidence
Insurers now require proof that AI systems are safe, well-governed, and behaving as intended.
Independent AI assurance provides credible, third-party evidence that AI systems are governed, audited, and shown to behave as intended in the real world — across their full lifecycle.
This reduces uncertainty, strengthens confidence, and clarifies real-world risk.
Why this improves insurability
By independently evaluating governance, system behaviour, and real-world impact, Eticas helps surface risks early — before they become incidents, liabilities, or claims.
This creates a stronger, more transparent risk profile that insurers can recognise.
For some organisations, this can translate into improved terms, broader eligibility, or premium reductions — including potential savings of up to 20%, subject to underwriting.
How it works
Three steps to stronger assurance — and improved insurability
1. Speak with Eticas
Discuss your AI systems, risk exposure, and insurance goals.
2. Complete your Eticas AI audit
Eticas notifies Armilla that you may be eligible for premium recognition.
3. Receive your assurance and eligibility assessment
Eticas issues your independent assurance. Armilla then evaluates your eligibility for insurance benefits.
Who this is for
This offer is designed for organisations that:
Deploy AI in real-world or regulated environments
Face legal, compliance, or reputational exposure
Need credible, third-party evidence of AI safety and effectiveness
Are moving from pilots to production AI systems
Must demonstrate AI risk management to boards, regulators, or insurers
About Armilla AI
Armilla AI is a Lloyd’s of London Coverholder and Managing General Agent specialising in AI liability insurance, including coverage for generative AI models and AI agents.
They are backed by A-rated global insurers including Chaucer, Axis Capital, and Convex.
Turn AI assurance into real-world protection
If you’re building, deploying, or scaling AI, you need evidence that your systems are safe, effective, and behaving as intended.
Eticas provides that evidence — and, through our partnership with Armilla, it may improve your insurability.